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Data Brief Utah Opportunity Chain · Part 8 of 9 Output

Student Debt vs. Early Earnings in Utah

Median federal loan debt relative to ten-year earnings across Utah institutions with reported data.

At a glance
  1. Highest debt-to-earnings ratio: Careers Unlimited (89% of year-10 earnings in median debt).
  2. Lowest ratio: Ensign College (7%).
  3. Covers 41 Utah institutions with both debt and earnings fields, not USHE-only.

We compare median federal loan debt1 to median earnings ten years after entry2 for each Utah institution with reported data. This is a simplified affordability signal, not a full debt-to-earnings program score.

Highest debt-to-earnings ratios
Median debt ÷ median earnings · top 8 Utah institutions
89%
Careers Unlimited
61%
Provo College
53%
Eagle Gate College
53%
Eagle Gate College
40%
Taylor Andrews Aca
39%
Nightingale Colleg
37%
Healing Mountain M
34%
Aveda Institute-Pr

Source: College Scorecard · 41 Utah institutions with data

Lower is better. Does not include Parent PLUS or private loans.

All institutions

InstitutionSectorMedian debtEarn. (10 yr)Debt % of earnings
Careers Unlimitedfor profit$27K$31K89%
Provo Collegefor profit$24K$40K61%
Eagle Gate College-Murrayfor profit$20K$38K53%
Eagle Gate College-Laytonfor profit$20K$38K53%
Taylor Andrews Academy-St Georgefor profit$7K$17K40%
Nightingale Collegefor profit$10K$27K39%
Healing Mountain Massage Schoolfor profit$8K$22K37%
Aveda Institute-Provofor profit$7K$20K34%
Fortis College-Salt Lake Cityfor profit$12K$35K33%
Collectiv Academyfor profit$9K$29K31%
Paul Mitchell the School-Loganfor profit$7K$24K30%
Paul Mitchell the School-Provofor profit$8K$27K29%
Paul Mitchell the School-Salt Lake Cityfor profit$8K$27K29%
Skin Science Institutefor profit$8K$27K28%
Utah County Campusfor profit$8K$27K28%
Westminster Universityprivate nonprofit$18K$66K28%
American Beauty Academyfor profit$6K$20K28%
American Beauty Academy-West Valley Campusfor profit$6K$20K28%
Arizona College of Nursing-Salt Lake Cityfor profit$10K$35K27%
Galen Health Institutes-Salt Lake Cityfor profit$16K$61K27%
Taylor Andrews Academy of Hair Design-West Jordanfor profit$10K$36K26%
Taylor Andrews Academy of Hair Design-Provofor profit$10K$36K26%
Myotherapy Massage Collegefor profit$8K$32K26%
Renaissance Academiefor profit$6K$22K26%
Joyce University of Nursing and Health Sciencesfor profit$10K$50K21%
University of UtahUSHE four-year$14K$67K21%
Avalon Institute-Laytonfor profit$6K$31K20%
Paul Mitchell the School-St. Georgefor profit$7K$38K19%
Skinworks School of Advanced Skincarefor profit$6K$36K18%
Utah State UniversityUSHE four-year$10K$54K18%
Weber State UniversityUSHE four-year$10K$56K17%
Cameo College of Essential Beautyfor profit$5K$32K17%
Utah Tech UniversityUSHE four-year$7K$45K16%
Utah Valley UniversityUSHE four-year$9K$55K16%
Southern Utah UniversityUSHE four-year$8K$50K15%
Western Governors Universityprivate nonprofit$8K$61K14%
Snow CollegeUSHE community$4K$41K11%
Snow College-Richfield Campuspublic$4K$41K11%
Brigham Young Universityprivate nonprofit$8K$76K11%
Salt Lake Community CollegeUSHE community$4K$48K9%
Ensign Collegeprivate nonprofit$4K$51K7%
Sources & methodology
  • College Scorecard DEBT_MDN and MD_EARN_WNE_P10
  • Utah institution registry · 63 institutions
  • EDsmartDeepDives program-level debt-to-earnings (future)

Full methodology